2010 is the year of challenges f0r us, especially of the finanical commitment due to new puchase of a property. I did not agreed to buy but ... However, this will mean that both of us cannot achieve financial freedom now as we have earlier planned...... I was perplexed over this issue but chose to remain calm and work out the possibilities. The only hope that I can complete my loan before 60 years old so that I can choose the path of retirement!

I was exhausted mentally due to the time spent over fact-findings and getting the right bank loans... worst still, pestered by the idoit property agents that only interested to claim commissions that refuse to provide the service!!

Throughout this saga, I finally realised that I can only rely on myself and no one else! I am alone... yes. I am! I need to carry the entire loan and slave myself. It is worth? I am not sure! But I prefer not to, if given choice!

Thinking positively, maybe I can rest in a nice view and the most important, able to witness my girl's marriage to be taken place over there! Also, I hope that this will be the best present to my kids when I am away!